BERAG is a successful and independent occupational pensions service provider based in Basel. BERAG currently has 90 employees. Since 1973, we have been offering companies and pension funds in Switzerland and the Principality of Liechtenstein customized and comprehensive solutions for occupational pensions. Our strength lies in our unique combination of consulting, administrative, and IT services under one roof. A key strategic goal for us is the consistent digitalization of the pension fund business and thus of all our services. We specialize in advising and supporting collective foundations, in the effective and efficient processing of benefit claims, and in preparing projection calculations as a basis for decision-making for foundation boards.
Our Areas of Expertise:
Collective Foundations
Although collective foundations are also pension funds, they function largely differently than company-owned pension funds. Most pension fund service providers are only familiar with the world of company-owned pension funds. As a result, they cannot, or at least cannot adequately, support collective foundations in addressing their specific challenges, whereas BERAG can... BERAG has operated its own collective foundations for over 25 years and has been actively advising and developing collective foundations for over 35 years. BERAG's services include:
Benefit management/reinsurance management
Pension funds are faced with an increasing number of increasingly complex benefit cases in the areas of disability and death. These benefit cases must be handled competently, efficiently, and quickly. BERAG has a large team of specialists and a powerful, sophisticated, and innovative claim management software (RV-Loop). Our experienced claim specialists can thus optimally handle these claim management processes in a neutral role, for the benefit of all parties involved. It is irrelevant whether the pension fund bears the risks of death and disability itself or whether it is partially or even fully reinsured. The lead in claim management should always lie with the pension fund or a service provider commissioned by the fund that is independent of the reinsurer. The RV-Loop case management software can be integrated with the pension fund administration systems and the systems of the reinsurers.
Strategy Consulting
Like a company, a pension fund needs an overarching strategy. This strategy covers topics such as benefits, investments, market, operations, digitalization, and sustainability. Actuarial and regulatory issues must be addressed in the context of the respective pension fund's strategy. BERAG has accompanied and supported many pension funds in their strategy development over the past few years. We use our specially programmed, integrated consulting tool, RiskMeter, to develop sustainable benefit strategies for pension funds.
Digitalization
BERAG has been a provider of pension fund software solutions since the early days. Over the past decades, various providers of specialized software have established themselves in the areas of policyholder management, financial accounting, archiving, etc. BERAG has therefore strategically developed into an integrator of software solutions. BERAG supports pension funds in the comprehensive automation and digitalization of their business activities.
Our traditional services:
BERAG also offers the following traditional services:
Fee policy
We attach great importance to transparent and fair remuneration for our services.
Consulting services
Administrative services
Learn more about our expertise and services on our informative and continuously updated website www.berag.ch
